How You Can Protect Your SSN
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"Our SSN will hold very important details about us. A person can easily find out about someone by simply typing his or her social security number. Once he does this, he will see details like bank information, residence, contact details and many more. If the person doing the search has the intention of proving your reliability, then it's fine. Employers actually do this. But if the person plans to steal your information, then you will surely face a lot of problems. Here's how to avoid this scenario:
Nowadays, just about everyone wants your Social Security number - phone companies, video stores, health clubs, etc. It can be someone who wants to know your credit rating, then find out whether you pay your bills or not. Others want to keep track of you by way of name and address changes.
Some companies use social security numbers of people and make them part of their marketing list. This will serve as their leads. These numbers make the marketing list more important to them.
The higher the number of persons who see your SSN, the more vulnerable you are to identity theft, that is, somebody posing as you by using your name and credit rating to embezzle money.
Billions are lost by American businesses to identity theft each year. These costs are eventually passed on to consumers.
There are certain business establishments who ask for your SSN but there are certain agencies that really demand for it. Tax departments, welfare departments or motor vehicle departments are some of these agencies that demand your SSN. Transactions that involve taxes like banks, brokerages, employers and the like have a legitimate need for your Social Security number. You must remember that most other businesses don't have the legal right to demand your social security number. But remember that you have the right to say no to these businesses. Offer to provide them an alternative identification card. If they insist, then refrain from doing any business with them. Remember, it's also possible that they would refuse to provide the product or service that you are seeking.
Chances are, a good number of companies that routinely ask for an SSN will agree to do business with you even if you refrain from providing them the number. These companies may ask for a Social Security number to open an account but the information is not required. It is just part of the record of the customer.
There are other businesses establishments that follow certain standards if consumers refuse to disclose their social security number. They ask them to fill out a questionnaire to find out their payment history. Doing this; they won't have to do credit checks. They will only count on the person's words.
Article Source: Articlelogy.com
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