Federally Funded Health Insurance
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The U.S. Census says that the number of uninsured Americans is at an all time high. They point to many factors as the cause for this. Maybe the economy or decline in employer sponsored plans. A chief reason could be the rising cost of insurance premiums.
There are several Government funded programs that American's should be aware of. Maybe this can help the staggering number of uninsured in America. Many people do not think they are eligible. You may be surprised. Many families and individuals are eligible.
All of these programs have requirements that must be met to become eligible. With a few resources and explantions you will find here you can determine if yourself or someone you know could benefit from one of these programs.
Medicare is the largest health insurance program in the US. Most everyone knows that it will cover anyone over 65. But did you know it will also cover some people under 65 with certain disabilities. And for those individuals that are batteling Renal Failure.
Medicare has a free plan called Part A (Hospital Insurance). For a small monthly fee you can purchse Part B (Medical Insurance). The Medical part can help with check ups and office visits. You can contact your local SSI office for more details.
Medicaid is a State administered program for low income individuals and their families. Each state has it's own guidelines for eligibility. And a single person of a family could be eligible, even if all others are not. You would want to visit your local Department of Human Services for more information.
Children's Health Insurance Plan, CHIP is a government plan that is administered by each State for lower income families to give children of these families medical and dental benefits. It is for children under 18 years of age. There is sometimes small fees associated with these benefits.
If you do not qualify for one of these plans you do not have to be one of the uninsured. Affordable health insurance can still be found on an individual bases. It may not be the most benefit rich plan you dream of, but it can cover the basics and eliminate some worries.
Article Source: Articlelogy.com
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